Having an adequate back up plan is a foundation to creating wealth.
When you buy insurance you actually buy the piece of mind it brings to know if the unexpected happens, you're safe. This is more apparent when looking at ensuring your family is protected - especially if someone passes away unexpectedly or can't work.
If any of the following sound familiar we can help:
- Would not be able to survive without your income -
- Have a large amount of debt -
- Have complex estate matters that need attention -
- Rely on one main income earner -
- Would want choice and options if you got ill -
- Have dependents that need your support -
JAMES AND HELENA, Lysterfield
Nathan and Andrew at Lime Financial are both very helpful and knowledgeable.
They have guided us with our first home and insurances and on to future investments.
Our Holistic Approach
Our approach does not just stop at your life insurance.
We take an overall look at your situation taking into account not only your risks, but what you currently have in place to cover yourself - and give you options to ensure you are not over-insured.
When it comes to the insurance products themselves, we are experts in the 'nitty gritty' definitions and differences between policies to ensure that if you ever need to make a claim, the process is smooth so you can concentrate on your recovery.
We also look at how that money would be handled and will work with you and a solicitor to ensure you have appropriate estate planning in place.
We give advice on
Total and Permanent disability insurance
The First Step
The first step can be daunting - but just give us a call!
We offer a free 30 minute phone consultation to see if we are the right fit, and if we can help you.
Before you commit to a financial plan we will take the time to fully understand your situation, your dreams and your challenges - and will give you an idea of your options and any costs involved, so you can make an informed decision.
The advice stage provides you with a step by step plan to create a fulfilling retirement, maximising your financial aspects.
Our process does not stop at just providing advice. We will work with you to implement your plan and get you on the road to your dream retirement.