August 15, 2019

Sean wrote

"Hi Nathan, I'm thinking of upping my super contributions to 15% (so 6% on top of the employer 9%). My partners employer pays her 13% super, and I've been hearing that 9% super is not enough to retire on. I also heard I could reduce my tax this way. What are...

November 15, 2018

"How much money do I need to retire?" 

This is the most asked question to any financial planner in Australia – and the answer is always:

“It Depends”

There is a reason for this ambiguity.

It really does depend on who you are, your expectations, lifestyle and habits.

In its...

November 15, 2018

The establishment of SMSF’s has boomed over the last decade, with a huge number of Australians wanting to take over control over their retirement outcomes, or get involved in property investment within their super.

While there are a number of advantages for Self-Managed...

October 12, 2018

Have you ever gone grocery shopping when you’re hungry and you found yourself adding a packet of chips into the trolley?

Your short term emotional impulses overwrote your logical pathways (and shopping list).

The desire to eat now (or desire for salt in the case of your...

October 12, 2018

Index investing has been around for a really long time, but it is only recently in Australia that people have been getting excited about it. Is it the be all?

October 12, 2018

Meet Joan:

Every time Joan decides to invest it seems to be at the worst possible times.

In fact, in the last 30 years the Australian stock market has had 5 years of negative returns, and she has managed to invest right before each one.

It all started with a New Year’s Re...

September 3, 2018

The more important part to any good financial plan is getting your budget in check!

I have put together a step by step outline and a tool to make this process as easy as possible.

Step 1 

Click here to Download our Budget tool 

Step 2 – Last year

Now, using the “Last Year”...

September 3, 2018


Recently I have met with a number of younger clients who are saving for, or have just bought their first home.

We always discuss the value of insuring when you are younger, and they are often shocked to see how much cheaper it is - not just now, but over the long term!


August 14, 2018

An important consideration when setting up and reviewing your super is where you want it to go in the event you pass away. This is done through your beneficiary nomination form – however beneficiaries are generally not well understood and are often completed incorrectl...

August 14, 2018

Australian investors have a long history with media companies, from the days of the great home-grown media empires of Consolidated Press, Herald & Weekly Times, News Corporation and Fairfax.

The industry is still well represented on the stock exchange – there are 36 lis...

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